Thinking of buying your next commercial vehicle or 4x4 Pick up on finance? We are here to help. Premier offer business and retail finance options to help you turn owning a commercial vehicle or 4x4 Pick-Up from Premier Commercial, into a reality.
Including;
Choose the term and mileage and we will determine the predicted value of your commercial vehicle or 4x4 pick up at the end of your agreement. This value is deferred to the end of the agreement and is guaranteed to be at least equal to the optional final payment. The final payment and any deposit are deducted from the price of the vehicle and you make regular payments based on the remaining balance plus the agreement interest.
Contact us to find out more about PCP Finance.
Why it might be right for you
• Fixed regular payments - easier budgeting.
• GFV protection - protection from falls in used vehicle values under the Goods Return option (if you hand the vehicle back).
• Flexible terms - variable deposits, periods and mileage available.
• Protection - You have Termination and Satisfaction Quality Rights.
Why it might not be right for you
• Ownership - you do not own the vehicle until the final payment is made.
• Deferred payment - a significant proportion of the credit is deferred until the end of the agreement, you should prepare for this if you want to own the vehicle.
• Repossession - your vehicle is at risk of repossession if you do not maintain the contractual payments.
• Insurance - you must have fully comprehensive cover.
Choose the level of deposit you want to pay and an agreement term. Your deposit is deducted from the price of your vehicle, then you make regular payments based on the remaining balance plus the agreement interest. Ownership is transferred once the final payment is made.
Contact us to find out more about HP Finance
Why it might be right for you
• Fixed regular payments - easier budgeting.
• Ownership - you own the vehicle outright at the end of the agreement.
• Choice - choose any new or used vehicle up to 10 years old.
• Flexible terms - variable deposits and periods available.
• Protection - You have Termination and Satisfactory Quality Rights.
Why it might not be right for you
• Ownership - you do not own the vehicle until the final payment is made.
• Repossession - your vehicle is at risk of repossession if you do not maintain the contractual payments.
• Insurance - you must have fully comprehensive cover.
Choose your initial rental in advance (subject to underwriting), annual mileage and we calculate your regular rentals. You can also choose the reassurance of various optional service, maintenance and repair packages. As we buy the vehicle you choose and claim back the VAT your rentals are calculated exclusive of VAT. Because you return the commercial vehicle or 4x4 pick up at the end of the contract you have no worries about disposing of your vehicle.
Contact us to find out more about Contract Hire
Why it might be right for you
• Fixed low rentals - to suit your budget and cash flow requirements.
• Zero depreciation risk - no disposal worries simply return the vehicle at the end of the contract. Excess charges will apply if the vehicle is returned outside of the condition and mileage terms.
• Tax efficient - rentals allowable against tax.
• VAT reclaimable - VAT registered businesses can re-claim 50% to 100% of the VAT element on rental and 100% on the maintenance payments.
• Road Tax included - renewed annually.
• Flexible terms - choice of advance rental, contract period and mileage available.
• Maintenance - Optional maintenance package, subject to a charge.
Choose your initial rental in advance (subject to underwriting), annual mileage and we calculate your regular rentals. You can also choose the reassurance of various optional service, maintenance and repair packages. As you can never own the vehicle and it is returned at the end of the contract you have no disposal worries.
Contact us to find out more about PCH Finance
Premier Automotive Ltd. T/A Premier Commercial, is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender. We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to. We will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.